Terms of Service

Last updated: March 18, 2026

These Terms of Service govern your use of Budget Insight Malaysia and its services. By accessing and using our website, you agree to be bound by these terms and conditions. We provide comprehensive information about Malaysia’s fiscal policy, federal budget priorities, public debt management, subsidy rationalisation programmes, and infrastructure development. Your acceptance of these terms is essential to continued access to our platform and resources.

Acceptance of Terms

By using our website, you acknowledge that you have read, understood, and agree to comply with these Terms of Service. We reserve the right to modify these terms at any time without prior notice. Your continued use of the platform following any changes constitutes your acceptance of the updated terms. If you do not agree with any provision of these terms, you must discontinue your use of our services immediately. We recommend reviewing these terms periodically to stay informed of any modifications that may affect your usage rights and responsibilities.

User Obligations and Responsibilities

Users are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under their account. You agree not to use our website for any unlawful purposes or in any way that violates these terms. We expect users to respect intellectual property rights, avoid transmitting harmful content, and refrain from disrupting our services. You must not attempt to gain unauthorized access to our systems or interfere with their normal operation. Any violation of user obligations may result in immediate suspension or termination of your access, and we may pursue legal action if necessary to protect our platform and other users.

Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and data analyses, is the exclusive property of our organization or licensed from third parties. We grant you a limited, non-exclusive, and revocable license to access and use this content for personal, non-commercial purposes only. You may not reproduce, distribute, modify, or transmit any content without our prior written consent. Our fiscal policy analyses, budget insights, and research materials are protected by copyright law. Unauthorized reproduction or commercial use of our content is strictly prohibited and may result in legal action. We actively protect our intellectual property rights and enforce compliance with these restrictions.

Limitation of Liability

We provide our website and services on an “as is” basis without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or reliability of any information provided on our platform. To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential damages arising from your use or inability to use our services. Our total liability shall not exceed the amount you have paid us in the preceding twelve months. While we strive to provide accurate information about Malaysian fiscal policy and budget matters, you acknowledge that economic data and government policies are subject to change and interpretation.

Termination of Access

We reserve the right to terminate or suspend your access to our website at any time and for any reason, including violations of these Terms of Service. Upon termination, your right to use the platform ceases immediately. We may also terminate service due to technical issues, maintenance requirements, or operational decisions. Any termination does not affect your obligations under these terms, including intellectual property protections. If we terminate your access due to your breach of these terms, you remain liable for any damages caused by your violation. We will attempt to provide notice of termination when practicable, though we are not obligated to do so in all circumstances.

These Terms of Service are governed by the laws of Malaysia and shall be interpreted in accordance with applicable legal statutes. We may update these terms periodically to reflect changes in our services or legal requirements. Your continued use of our platform signifies your acceptance of any revised terms. If you have questions regarding these terms or our services, we encourage you to review all available resources on our website for additional guidance and clarification.